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Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Thursday, August 12, 2010

New Years Resolutions

Do any of you make new years resolutions? If you do, do you ever follow through or follow up on them? This year I made ten resolutions for 2010, and I'm about halfway through them! I feel pretty good about my accomplishments so far, but I also have to be realistic about the things that I've listed that will not get completed. When I wrote my resolutions, I was still unemployed. Majority of what I wanted was to pay off bills, one was about weight loss, and others were things that I could do around my home - like make a quilt, and get into preserving and go crazy on the garden. Now that I have a full time job, its a little more difficult to get stuff done around the home. Sometimes I feel like I have no free time, because I'm so exhausted after work, I just lay around on the internet, and my weekends off are normally occupied.

So - I just wanted to re-visit my resolutions, and see how far I have actually come.

#1: Loose weight. Realistically, I was hoping to loose 20lbs over the year. So far, I have lost 10, but only since I started my job! But wow, what a difference even the 10 pounds makes! Because I don't drive, I walk to and from work almost every day, and it is literally uphill both ways! Ha ha ha!! I have to walk down into the little valley, and then back up the other side no matter if i'm walking to or from work. When I first started the trek each day, I could hardly stand by the time I got to work - but now - 4 months later - its a breeze! Hopefully I continue to loose the last 10 pounds in the next 4 months!

#2: Get my licence (learners). I have been putting this off, and putting this off, mostly because I want it to be something I do for myself, not because everyone else wants me to. Here's the thing. I have always lived in a heavily populated area and have always had access to public transit - or everything I needed was in walking distance. I always kept minimum paying jobs, because I value free time and relationships more than the money I make - So to keep up with my frugal lifestyle, I never looked at having a licence as something I needed. Also - its a lot cheaper to NOT pay for registration, insurance, and all that good stuff.

But - now seeing that I live in the middle of nowhere, and if I want to go out and visit friends or do anything out of town, we need to drive to get there.... so... I should probably get my licence. Another thing that has held me back, is my vision. I have a super old prescription, and have horrible night blindness. My eyes get very irritated when driving at night, or for long distances because I cant focus, and I haven't had my lenses updated because of low funds. Now that I have some moolah, I can get some new glasses, and finally feel more confident about driving, and being able to see properly. (I'm actually going this weekend to pick out some new glasses, and make an eye appointment, etc! woot!)

#3: Get my passport... Yet another thing that I have to get... I have the pictures and all the info filled out, it's just a matter of finding the time to go into the city, stand in line, and get the application put through. *sigh* Soon enough - another reason why being able to drive myself would be helpful.

#4: Pay off bad debt. I can confidently say that half of my starting debt from the beginning of the year is now gone! That feels almost equally good as loosing the 10lbs! I'm thinking that by this time next year, all my bad debt will be completely gone!

#5: Buy my truck off of Mikey. One year ago - almost exactly - Mikey invested in me, and bought me a small truck, I guess as an incentive to get my licence. I have been telling him for a whole year that I was going to buy the truck off of him, then it would be all mine! Well, on November 1st, that truck will officially be mine! I love that truck!

#6: Sell something for profit on Etsy. This... is one of those resolutions that I don't think are going to become a reality. Originally when I wrote this, It was mostly because I didn't have a job, and needed to fuel some sort of income. Now I fell that I can't realistically dedicate the time to an online shop, so I highly doubt that this will happen.

#7: Start a photography project. I was hoping that in my free time, I would be able to start some sort of photography project - like a picture a day kind of thing. I have a big beautiful, and expensive camera, and I was really trying to make an effort to spend more time with it. Again, work has taken the best of that time, so it hasn't happened. Although, I have been taking regular photos in the garden - but I'm not using my big camera. I'm using Mikey's old digital camera from the 80's ... well it acts like that old sometimes... LOL

#8: Finish main floor renovations. Honestly, most of the main floor reno's are done, but there are a few walls I still need to paint, like the Master bedroom, the hallway, and most of the kitchen. But other then that, the Living room, Bathroom, Guest room, One wall in the Kitchen, and the pantry are all done, and other projects like changing out light fixtures, door handles, etc etc are all done too. Another reno that HAS to be done this year is the roof. The shingles just got dropped off today actually, so I can cross that one off.

#9: Make a throw, blanket, or quilt. Originally I was thinking about crocheting a throw for the living room, but then I changed my mind, and thought about making a rag quilt. It didn't end up very nice at all... I'de still like to make something, even if it ends up as a gift for someone, I'm thinking this will become a fall project that I can do while it's slow at work.

#10: Find 5 ways to save money at home. Well... Ive been doing some canning and preserving this year. I've been growing some vegetables, and we've been eating from the garden... small things like that. They've added up, and honestly havent made that huge of a differnce. There are other things that we have done to save money as well, Mikey car pools to work, we dont go grocery shopping unless we have to, I cancelled my cell phone in January, and now I just use the home phone and internet to get in touch with people. Working also helps with the money situation... LOL.

So, those are my updated new years resolutions. I'll revisit them at the end of the year, and see where I stand then!

Monday, April 12, 2010

I got a job!

This morning, I went for my first job interview in almost 3 years at the Tomahawk General Store! I haven't worked since September, so it will be nice to have some income again, not to mention being able to pay off some of my bills that have been waiting since. I recently closed my bank account because they were charging me so much for money that I didn't have. I figured that it could be months, maybe even years before I get a job or some sort of income again, so I would be better off closing it before I owe the bank money too!

I start work this Thursday, and I'm so nervous yet very excited! Its nice to have something to look forward to, and work towards. This way, I can also put money towards the greenhouse and hopefully by next year - sell some veggies and plants (which is my ultimate goal)! Now to clean the house and make plans for a celebration dinner for tonight before Bingo at the Ag. Center!